She Rises Financial Solutions helps working families in South Texas repair their credit, take control of their money, and handle taxes and paperwork with someone who actually gets it.
Financial freedom shouldn't be a privilege. It should be a plan.
I'm Melinda M. Garcia, a Licensed Master Social Worker, working mom, and the founder of She Rises Financial Solutions. I've spent my career helping families through hard seasons, and I built this company because money stress was always part of the story.
We're a Texas-registered Credit Services Organization that pairs real credit and tax expertise with the patience and respect people deserve. No shame, no judgment, just a clear plan and someone in your corner.
We audit all three credit reports, challenge inaccurate and unverifiable items, and coach you on building strong credit while we work. Choose expert-led disputes or our AI-powered program.
One-on-one sessions to build a budget you'll actually follow, tackle debt, and start saving. Includes tools and guides.
Individual, family, and self-employed returns filed by an Authorized IRS e-file Provider. Pay from your refund available.
Commissioned Texas notary who comes to you, plus loan signing for real estate closings.
Plan and lock in funeral arrangements ahead of time so your family isn't left with the cost or the decisions.
Licensed social worker who leads with empathy, not sales pressure.
Registered with the State of Texas as a Credit Services Organization.
Fully bilingual service for you and your family.
Rooted in South Texas. Serving clients virtually anywhere.
It takes two minutes to fill out the form. Your free credit audit is the first step toward a better score and a calmer money life.
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