Credit, coaching, taxes, and notary: everything people ask us most, in plain language.
Pick a time on the online calendar. On the call we review your situation, find what is hurting your score most, and build a plan made for you. It is free, with no obligation, in English or Spanish.
Your credit reports from all three bureaus, free at AnnualCreditReport.com. Don’t have them yet? We’ll help you get them.
Yes. We are fully bilingual: consultations, coaching, tax prep, notary appointments, documents, and materials in English and Spanish.
Monthly plans are customized and recommended during your free consultation. No upfront charges, no hidden fees, no long-term contracts.
Many clients see their first deletions or updates 30 to 45 days after the first dispute round. Full restoration usually takes 3 to 6 months, depending on your file.
Yes. Disputing inaccurate information is your right under the FCRA, CROA, and Texas law. She Rises is registered and bonded in Texas and follows those rules.
Items that are inaccurate, incomplete, unverifiable, or reported in violation of the FCRA, such as collections, charge-offs, late payments, repossessions, medical debt, and identity theft items.
Every dispute is customized, not a template, using FCRA, FDCPA, and Metro-2 strategy. We contact furnishers directly, and you get a founder with clinical social work training on your case.
No. Under CROA and TSR, credit repair companies cannot charge for services before they are fully performed.
Yes. You can cancel within 3 business days of signing, and anytime after that with written notice. No long-term contracts or cancellation fees.
Repair is the hands-on dispute and furnisher work. Coaching teaches you how scoring works so you keep your results. Most clients use both.
Yes. The She Rises Wealth Circle is my monthly membership community, with courses on credit, money management, debt, and making more money, plus dispute templates and community support. Join at sheriseswealthcircle.com.
Absolutely. We built this for beginners and explain everything in plain language, no jargon.
Student $99, Simple W-2 $199, Family / Head of Household $349, Self-Employed Simple $475, and Self-Employed Plus from $650. You will know your price before we start.
You can pay from your refund for a small processing fee, so you don’t need cash on hand in February.
It comes with every Family / Head of Household return: 90 days of done-for-you credit repair, free. We review your reports and start your disputes at $0 for the first 3 months. After day 90 you can keep going for $49 a round or stop. Credit repair runs under a separate agreement, and using your tax information for it requires your separate signed consent.
The IRS issues most e-filed refunds within about 21 days. By law, refunds that include the Earned Income Tax Credit or Additional Child Tax Credit cannot be released before mid-February.
No. You can do everything from your phone: intake, secure document upload, and your review call. In-person appointments are available in Edinburg.
No. Tax prep is a separate service, and you never have to sign up for one to get the other.
Mobile notary across the Rio Grande Valley and loan signings for title and escrow companies. Remote online notarization by secure video is coming soon.
Texas law sets the maximum fee for each notarial act. Travel and loan signing fees are separate and confirmed in writing before your appointment. See the full fee list on our Notary page.
The complete, unsigned document and a current government-issued photo ID. Don’t sign ahead of time; you’ll sign in front of the notary.
A Texas Notary Public can notarize your signature on a completed document but cannot give legal or immigration advice, choose forms, or fill them out. For that, please see a licensed attorney.
The founder of She Rises Financial Solutions, an LMSW, BCCC, and CFSW, and a Texas Notary Public. A South Texas Latina mom who rebuilt her own credit and now helps working parents do the same.
She Rises Financial Solutions LLC is registered and bonded in Texas as a Credit Services Organization and complies with CROA, TSR, FCRA, FDCPA, and the Texas Finance Code.
Credit repair and coaching are available nationwide, all virtual. Notary appointments are in person in the Rio Grande Valley, with online notarization coming soon. [Confirm which states you file tax returns for.]
Book a free strategy call, or DM @creditmelinda on Instagram or TikTok. We answer every message, usually the same day.
Your free consultation is the best way to get answers for your exact situation. No commitment, no judgment.
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