She Rises Financial Solutions

Legal

Terms & Conditions

Effective October 25, 2026

These terms apply when you use sherisesfinancial.com and its pages, forms, and booking calendars. By using the site, you agree to them. Any service you purchase is also governed by the separate written agreement you sign for that service. If that agreement and these terms conflict, the agreement controls.

1. Who we are

She Rises Financial Solutions LLC is a Texas limited liability company based in Edinburg, Texas. We are registered as a Credit Services Organization with the Texas Secretary of State and bonded as Texas law requires. We are not a law firm and do not give legal advice.

2. Our services

We offer done-for-you credit repair, credit and money coaching, the She Rises AI Dispute Tool, an online learning community, tax preparation, and notary services. Service descriptions and prices on this site may change. The price in effect when you sign up is the price that applies to you.

3. Credit repair

  • Credit repair services begin only after you sign a written contract that explains the services and your rights under the federal Credit Repair Organizations Act and the Texas Credit Services Organizations Act.
  • We never charge for credit repair work before it is performed. Fees are charged only after each round’s dispute letters are mailed, as described in your agreement.
  • You may cancel your contract without penalty within 3 business days of signing. After that, you may cancel at any time, and you will not be charged for rounds that have not been performed.
  • You have the right to dispute inaccurate information in your credit report yourself, directly with the credit bureaus, at no cost.
  • No one can legally remove accurate, timely, and verifiable information from a credit report. Results vary, and we do not guarantee any specific deletion or score increase.
  • You agree to give us accurate information and to forward letters you receive from the credit bureaus and creditors.

4. Tax preparation

  • Your price is quoted before work begins. Extra forms, amended or prior-year returns, and IRS letter responses are quoted separately before we start.
  • You are responsible for giving us complete and accurate information. You will review your return before it is filed and you are responsible for its contents.
  • Refund amounts and timing are determined by the IRS and state agencies and are not guaranteed.
  • If you choose to pay your preparation fee from your refund, that option is provided by a third-party bank under its own terms and includes a processing fee. It is optional.
  • Rise Bundle: the Family / Head of Household package includes 90 days of done-for-you credit repair at no cost. Credit repair is provided under a separate signed agreement and requires your separate consent to use any tax information. You never have to enroll in credit repair to have your taxes prepared. After 90 days, credit repair continues at our standard rate only if you choose, and you may cancel at any time.

5. Notary services

Melinda Garcia is a commissioned Texas Notary Public. I am not an attorney licensed to practice law in Texas and may not give legal advice or accept fees for legal advice. Notary fees follow Texas law, and any travel fee is disclosed when you book. Signers must present valid, current photo identification. We may decline a notarization that does not meet legal requirements.

6. Coaching and educational tools

Money coaching, credit coaching, the AI Dispute Tool, our community, and our free guides are educational. They are not legal, tax, investment, or financial advice, and coaching is not therapy. The AI Dispute Tool creates letters for you to review, sign, and mail yourself, and you are responsible for what you send. Monthly memberships renew until you cancel, and you may cancel at any time before your next billing date.

7. Appointments

Please give at least 24 hours’ notice if you need to cancel or reschedule an appointment, so we can offer the time to someone else.

8. Payments and refunds

Payments are processed by third-party providers. Refunds are handled under the agreement for the service you purchased. Credit repair fees are never collected in advance.

9. Using this website

The content on this site, including text, graphics, and logos, belongs to She Rises Financial Solutions LLC. You may use it for personal, non-commercial purposes only. Do not copy, resell, or misuse the site or try to interfere with how it works. Links to other websites are provided for convenience, and we are not responsible for their content.

10. Client results and testimonials

Testimonials and results on this site come from real clients and reflect their individual experiences. Your results will depend on your own credit file and circumstances and are not guaranteed.

11. Limitation of liability

This website is provided “as is.” To the fullest extent allowed by law, She Rises is not liable for indirect or consequential damages arising from your use of the site. Nothing in these terms limits any rights you have under the Credit Repair Organizations Act, the Texas Credit Services Organizations Act, or other consumer protection laws that cannot be waived.

12. Governing law

These terms are governed by the laws of the State of Texas. Any dispute will be handled in the courts of Hidalgo County, Texas, unless the law requires otherwise.

13. Changes

We may update these terms from time to time. The effective date above shows when they last changed.

14. Contact us

She Rises Financial Solutions LLC · Edinburg, Texas
Email: [email protected]